{"id":795,"date":"2015-04-14T05:44:09","date_gmt":"2015-04-14T05:44:09","guid":{"rendered":"https:\/\/elainefroese.com\/blog\/?p=795"},"modified":"2015-04-14T05:44:09","modified_gmt":"2015-04-14T05:44:09","slug":"freeloading-on-the-farm-4","status":"publish","type":"post","link":"https:\/\/elainefroese.com\/2015\/04\/14\/freeloading-on-the-farm-4\/","title":{"rendered":"Freeloading On The Farm"},"content":{"rendered":"

\"HOLD<\/a>Spring is the time we are aware of what income taxes we need to pay. But are we aware of all the non-taxable benefits we enjoy on the farm ? Dick Wittman has a planning template to figure out all the things we enjoy on the farm, but don\u2019t account for. (Go to www.wittmanconsulting.com and hit the file downloads \u201cCompensation Summary\u201d.) Things like \u201cfree beef\u201d , fuel for the pick-up\u2019s personal use, etc. The farm\u2019s generosity covers many family living expenses. Compensation is sometimes a contentious issue.<\/p>\n

Freeloading is a slang term with somewhat of a negative context. I wonder if you have challenged your single adult sons to account for all the benefits they have when then live with you after age 25, and how they depend on you for farm based generosity.<\/p>\n

Some single farmers are not leaving the nest. They have it very good at mom\u2019s house. \"Freeloader\"<\/a>She is still doing their laundry, feeding them, and mending jeans. Mom is looking for mobile homes, but son isn\u2019t getting the hint.<\/p>\n

According the age needs map of coaching, it is important for 20 something adults to leave home and become independent. This flight from the nest gives them a stronger self-esteem and sense of confidence as they learn to do life on their own terms, and with their own financial resources. The sons that don\u2019t ever leave the family farm tend to be angry at age 35 when they feel like \u201cthey missed out, and are trapped with family, mortgages, and never-ending farm tasks.\u201d<\/p>\n

Farm kids who get to work for a boss other than Dad , come back to the home farm with a new appreciation for different management and work styles. They also learn good money sense when their have to stretch their own hard earned cash.<\/p>\n

How do you ask a freeloader to leave?<\/p>\n

\u201cWe love you son. We want you to live on your own. We hope that you will become more independent. We think this move will also make you more attractive for marriage. Women are attracted to strong, financially independent men.\u201d<\/p>\n

Marriage is an important part of the farm human resource plan !<\/p>\n

In Westlock Alberta I had a 42 year old farmer approach me after the session with these words: \u201cElaine, I forgot to get married !\u201d
\nHe had focused all of his energy and time on building up his farm wealth bubble.
\nFreeloaders may also come in the form of young couples who are not pulling their weight on the farm team, or those writing large personal cheques from the farm account without adequate explanation. Money is what people fight about, and don\u2019t always talk about. These freeloading issues need to be part of the agenda at your family business meeting.<\/p>\n

If your style in coping with anger and frustration is to go and \u201cshop til you drop\u201d , you need to deal with the negative sides of \u201cretail therapy\u201d. Using the farm credit card without authorization or wildly spending on things the farm budget can\u2019t afford , is another form of freeloading on the farm.<\/p>\n

I hope I\u2019ve hit a nerve here. Money issues are very often the root of much hurt, fear and frustration in farm families.
\nHave a very clear idea of where your money goes for family living expenses, and where the farm account is benefiting you. Start keeping track of your personal living expenses. You\u2019ll need this number to justify your income stream draw from the farm account. Lenders want this information to be realistic and accurate, so start tracking now!<\/p>\n

It\u2019s time to address freeloading on your farm. Be hard on the problem, but soft on the person. Address the issue, and generate workable solutions.<\/p>\n

Remember, it\u2019s your farm, your family, your choice.
\nHappy Seeding !<\/p>\n

END
\nElaine Froese,CAFA, CHICoach has been keeping track of family living expenses for 28 years, and is thankful for computer programs to do this. Generosity is a great value, think about the advantage of your farm status. Visit www.elainefroese.com or call 1-866-848-8311 for coaching appointments.<\/p>\n","protected":false},"excerpt":{"rendered":"

Spring is the time we are aware of what income taxes we need to pay. But are we aware of all the non-taxable benefits we enjoy on the farm ? Dick Wittman has a planning template to figure out all the things we enjoy on the farm, but don\u2019t account for. (Go to www.wittmanconsulting.com and…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[],"tags":[297,3,4,112,113,74,363,353,76],"class_list":["post-795","post","type-post","status-publish","format-standard","hentry","tag-agriculture","tag-communication","tag-conflict-resolution","tag-family","tag-farm-business","tag-farm-families","tag-farm-family-coaching","tag-farm-family-discussions","tag-farmers"],"yoast_head":"\nFreeloading On The Farm - Elaine Froese | Canada\u2019s Farm Whisperer | Your go-to expert for farm families who want better communication and conflict resolution to secure a successful farm transition<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/elainefroese.com\/2015\/04\/14\/freeloading-on-the-farm-4\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Freeloading On The Farm - Elaine Froese | Canada\u2019s Farm Whisperer | Your go-to expert for farm families who want better communication and conflict resolution to secure a successful farm transition\" \/>\n<meta property=\"og:description\" content=\"Spring is the time we are aware of what income taxes we need to pay. 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