{"id":7741,"date":"2023-04-12T14:00:16","date_gmt":"2023-04-12T22:00:16","guid":{"rendered":"https:\/\/elainefroese.com\/?p=7741"},"modified":"2023-04-13T08:06:27","modified_gmt":"2023-04-13T16:06:27","slug":"how-to-ask-for-better-compensation-and-farm-perks","status":"publish","type":"post","link":"https:\/\/elainefroese.com\/2023\/04\/12\/how-to-ask-for-better-compensation-and-farm-perks\/","title":{"rendered":"How to Ask for Better Compensation and Farm Perks"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.17.6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||1px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.17.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/hhzGCoZSIYM\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p class=\"p1\"><span style=\"font-weight: 400;\">Young farm families have many expectations to manage as they work on farms as employees, raise small children, and juggle time for off-farm revenue. One of the best ways to have less stress about compensation from the farm is to figure out what you need for personal family living expenses. I can imagine you groaning as you read this. These tips also apply to the founders who need a clear understanding of their income stream needs as they step back without stepping away from the farm.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Talking about money doesn\u2019t have to be stressful when you come prepared with the data or \u201creality check\u201d of what you need. Arguments arise when what you think you need may be perceived by your employer (farm parents) as a want. So be clear about what you see as fair compensation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Recently I was speaking to a group of dairy farmers and suggested a family of four needs about $84K a year for family living. Click <a href=\"https:\/\/www.extension.iastate.edu\/agdm\/wholefarm\/pdf\/c3-66.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #44b6ac;\">here<\/span><\/a> to check out <em>\u201cIowa State\u2019s Benchmarking Family Living Expenses in Agriculture\u201d <\/em><\/span><span style=\"font-weight: 400;\">This extension tool has a great chart of how to look at your farm family living expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On our farm, Wes and I typically use $75K annually which does not include charity or investments, and we don\u2019t have a house mortgage. Everyone\u2019s annual number is their number, but you need some data to figure out cash flow and expectations for family living.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7751 alignnone \" src=\"https:\/\/elainefroese.com\/wp-content\/uploads\/2023\/04\/How-to-ask-for-better-compensation.png\" alt=\"\" width=\"512\" height=\"341\" srcset=\"https:\/\/elainefroese.com\/wp-content\/uploads\/2023\/04\/How-to-ask-for-better-compensation.png 512w, https:\/\/elainefroese.com\/wp-content\/uploads\/2023\/04\/How-to-ask-for-better-compensation-480x320.png 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 512px, 100vw\" \/><\/p>\n<ol>\n<li><b>Get data<\/b><strong>. <\/strong>Review your last year\u2019s bank and credit card statements to see what you spent for family living. FCC has a tool called the Cost-of-Living Calculator.\u00a0 Track what you are spending on family living using your bank records and save cash receipts. Find an easy way to keep track so you get good data! Find out what other young farmers are making for income in comparable scenarios. Use the free AgVisor Pro app on your phone to ask the many consultants and farmers on the app willing to share information.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Use Dick Wittman\u2019s compensation worksheets.<\/b><span style=\"font-weight: 400;\"> Wittman\u2019s tool can nail down the wages or salary, and the farm perks of beef, garden produce, boarding horses, housing, utilities, cell phone, internet, pick-up truck, gas, meals, etc. Many families forget all the items the farm is paying for. These expenses covered by the business can add up to $14K or more of benefit to you as a family.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Think about your goals to have equity in the farm business<\/b><strong>.<\/strong><span style=\"font-weight: 400;\"> What debt are you willing to take on to gain ownership of equipment, livestock, or land? If your farm wages\/salary is only enough money just to live, then you are likely not getting enough compensation to have disposable income for farm debt payments. Before computers and Excel spreadsheets, we kept track of debt payments in a yellow scribbler, and we celebrated paying off farm loans! What are your timelines for being an employee of the farm and then moving to be a partial owner?\u00a0<\/span><\/li>\n<li><b>Talk about money with your spouse<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>.<\/strong> When you share the goals of gaining growth opportunities in the farm business you are pulling in the same direction. When you fight about what the family needs versus the farm, you need to seek a deeper understanding of what you can wait for, and what needs to happen now to meet the family\u2019s needs. What investments today will make money? Which debt is good debt? <\/span><\/span>Does your family understand \u201csave\u201d or \u201cwait\u201d?<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Discuss what the word \u201csacrifice\u201d means to your immediate family and to the larger farm team<\/b><span style=\"font-weight: 400;\"><strong>.<\/strong> Lance Woodbury talks about sacrifice as a gift, a. necessity, or a crutch. (Ask me for the pdf of \u201cDouble Edge Sword of Sacrifice\u201d by Woodbury). Compensation may be kept low for young farmers as a crutch when the real issue is a lack of business financial performance or too many family members working in the business. In other cases, Woodbury says \u201c sacrifice is used as a way for parents to avoid hard choices about succession planning and the process of letting go.\u201d I recall founders saying they wanted the next generation to suffer as they had! Yikes! Where is it written young farm families need to suffer economic hardship to appreciate the opportunity to farm?<\/span><\/li>\n<li><b>Block time for a farm team meeting to discuss what is working with your compensation levels, and what<\/b> <b>needs to change<\/b><span style=\"font-weight: 400;\">. Be clear about what level of wages or salary you need for your family\u2019s well-being. If you need an HR specialist to help with employee contracts reach out to Lindsay Seafoot at <\/span><span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"mailto:lyndsay@curbridgeco.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">lyndsay@curbridgeco.com<\/span><\/a><\/span><span style=\"font-weight: 400;\">. She works with ag families from Wawanesa, Manitoba.<\/span><\/li>\n<li><b>Celebrate how you manage your income well<\/b><span style=\"font-weight: 400;\">. Share appreciation with\u00a0 your spouse and your farm team as to how you are grateful for what you can accomplish together with the resources provided.<\/span><\/li>\n<li><b>Talk with your spouse about concerns with overspending or mindfulness in what you truly need to succeed to accomplish your goals<\/b><span style=\"font-weight: 400;\">. Discuss what money means to you. Listen to the Moolala: Money Made Simple with Bruce Sellery Podcast. Sellery authored \u201cMoolala, why smart people do dumb things with their money.\u201d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Work to have compensation matched to the roles and skills you are providing to the farm<\/b><span style=\"font-weight: 400;\">. Just because there are two siblings working as employees on the farm it does not mean their different skills, for example, farm labour vs. farm manager deserves the same income. This is a huge conflict I have witnessed when the farm owner is conflict-averse and not fair with compensation for different skill sets. This situation may need mediation and facilitation with a coach.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Every farm family, old and young needs enough financial resources to live well and grow the business. <\/span><span style=\"font-weight: 400;\">Reach out <a href=\"https:\/\/elainefroese.com\/contact\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #44b6ac;\">here <\/span><\/a><\/span><span style=\"font-weight: 400;\">and I will send you the compensation folder with Wittman\u2019s compensation tools, Woodbury\u2019s sacrifice pdf, and the Iowa State benchmarks for family living expenses.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Talking about money and understanding the money scripts you are living within your family will create more harmony! Being clear is kind!<\/span><\/p>\n<p>_____________________________________________________________________________________<\/p>\n<h1>How to be happy in your role on your farm with job task lists<\/h1>\n<p><span style=\"font-weight: 400;\">I believe folks are happy in their roles on the farm when they are clear about what is expected of them, and they have the proper tools to get the job done. It is also important folks know what kind of work they want to do as they begin to step back without stepping away.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I\u2019m sharing part of<strong> Dick Wittman\u2019s tool<\/strong> which I use often with successors who are trying to become the main manager and let founders create new job descriptions. Feel free to ask for the entire tool <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"http:\/\/www.elainefroese.com\/contact\" target=\"_blank\" rel=\"noopener\">here<\/a><\/span>.<\/span><\/p>\n<p>Last month I met<strong> Taylor Phillips<\/strong> of <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"http:\/\/www.producersedge.ca\" target=\"_blank\" rel=\"noopener\">www.producersedge.ca<\/a><\/span>. You need to check out his blog about using QR codes on the farm. He is a genius at creating more productivity with Google documents like seeding calibration sheets, drill calibration, tank optimizer, mix sheets for spraying, and how to help employees track parts needs.<\/p>\n<p>Seek human resources help with <strong>Lyndsay Seafoot<\/strong> who <em>\u201cloves to untangle a mess\u201d<\/em> when she helps employers with compliance. She is in Wawanesa Manitoba and can also work on Zoom.<\/p>\n<p>Find her at <a href=\"mailto:lyndsay@curbridgeco.com\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #44b6ac;\">lyndsay@curbridgeco.com<\/span><\/a>.<\/p>\n<p>As you long to have a smooth seeding process this spring ask yourself these questions and share the answers with your team.<\/p>\n<ol>\n<li>What primary strengths are you bringing to the farm?<\/li>\n<li>Where can you improve your performance? e.g., Tracking your hours, and checking machinery.<\/li>\n<li>Which areas can management help you do your job better? e.g., Learning QR codes, google documents.<\/li>\n<li>What\u2019s your plan to improve your skills and abilities in the next 6 months?<\/li>\n<li>What key goals do you want to accomplish or what are your expectations for the 2023 crop year?<\/li>\n<\/ol>\n<h3 style=\"text-align: center;\"><strong>Job Duty Lists<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>The following lists represent specific job duties, areas of responsibility, and decision-making grouped by occupational specialties. This listing assists managers in defining what tasks or job functions to delegate or assign to individual job positions on the farm.<\/p>\n<p><strong>General Management Responsibilities<\/strong><\/p>\n<ul>\n<li>Coordinate annual operating and strategic planning, consolidate cashflow planning efforts, and report periodically to the management team on cash flow and overall financial performance.<\/li>\n<li>Organize the workforce, assign responsibilities, and coordinate the efforts of personnel!<\/li>\n<li>Oversee hiring, training, and orientation of full and part-time help.<\/li>\n<li>Evaluate employees and coordinate personnel self-improvement strategies.<\/li>\n<li>Oversee compensation program and adjustments.<\/li>\n<li>Execute contracts.<\/li>\n<li>Manage estate plan implementation (wills preparation, stock sales, payments, etc.)<\/li>\n<\/ul>\n<p><strong>Negotiating &amp; Administering Relationships<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negotiate leases; serve as primary liaison with landlords; make annual distributions of landlord crop shares; and maintain records on lease advances and crop shares.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor federal farm program provisions and ensure compliance with annual cropping plans; file necessary crop plans, production reports and landlord distribution information with regulatory entities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negotiate joint ventures and strategic alliances with other farms and businesses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee rental houses; advertise vacancies, collect rents, and perform maintenance as needed.<\/span><\/li>\n<\/ul>\n<p><b>Secretarial, Legal, and Support Functions<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee office maintenance, supplies, and equipment servicing &amp; replacement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Administer records retention and disposition program; dispose of records when holding periods are met.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintain corporate minutes, by-laws, and resolutions.<\/span><\/li>\n<\/ul>\n<p><b>Capital Purchases Analysis and Procurement<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Analyze the feasibility of capital investments and negotiate new purchases.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shop for capital purchase items based on specifications approved by an authorized body.<\/span><\/li>\n<\/ul>\n<p><b>Crop Production Management<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Develop annual cropping plan including rotational strategy and variety selection.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prepare annual inputs for cashflow budget preparation concerning crop plan and major expense areas (i.e. chemicals, fertilizer, seed)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supervise procurement, storage, cleaning, and treatment of seeds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coordinate seeding operations and maintain seeding records.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Determine the timing and scope of farm equipment operations for major tillage, cultivation, and harvest operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operate farm machinery in all phases of crop production.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perform maintenance and overhaul responsibilities of farm machinery and crop-related structures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor inventory of shop tools, supplies, gas, diesel, and equipment parts maintained on hand; and coordinate restocking as needed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor crops for weed and insect problems; arrange for and\/or apply chemicals for weed and insect control.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arrange for the collection of soil samples for the fertilizer program and arrange for fertilizer application consistent with the annual cropping plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintain field records on all production inputs and applications.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee operations of custom seeding, spraying, fertilizing, trucking, and harvesting<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coordinate field crew rock removal activities.<\/span><\/li>\n<\/ul>\n<p><b>Grain Storage and Marketing<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee delivery, dumping, weighing, and load-out operations for grain storage operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negotiate grain storage and shipping arrangements with market and storage outlets.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supervise elevator storage, maintenance, aeration, and fumigation activities.<\/span><\/li>\n<li aria-level=\"1\">Monitor grain and livestock markets and market commodities.<\/li>\n<li aria-level=\"1\">Develop and execute marketing plans.<\/li>\n<li aria-level=\"1\">Track inventory levels and market crops.<\/li>\n<\/ul>\n<p><strong>Service Manager\/Machinery Maintenance<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Train and oversee new and part-time employees on proper servicing procedures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Develop and maintain service guidelines for all major farm vehicles and motorized equipment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perform general service, maintenance, and overhaul of farm machinery.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee maintenance and repair work subcontracted off the farm.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep service records on equipment maintenance, overhaul, and servicing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assist in identifying winter overhaul or maintenance agenda; keep maintenance needs list updated during the year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide direction and technical assistance to other employees performing overhaul duties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assure that the farm shop is properly stocked to perform normal maintenance and repair activities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor shop and equipment operating environment for safety and environmental regulations compliance; insure proper disposition of toxic and other waste products.<\/span><\/li>\n<\/ul>\n<p><b>Bookkeeping and Financial Management<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay bills and perform banking responsibilities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prepare monthly and annual farm financial reports; distribute them to appropriate audiences.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coordinate with the accountant for the preparation of individual and corporate tax returns.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">File periodic payroll, truck road mileage, and gas tax reports.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arrange loans for operating and capital purposes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Supervise pension plan investing, serve as plan trustee, and prepare required reports.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coordinate annual financial planning process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prepare cashflow budget projections using input from responsibility center managers and report periodically to officers and managers on cashflow performance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prepare interpretive managerial reports including ratio analysis, profit center analyses, etc.<\/span><\/li>\n<\/ul>\n<p><b>Risk Management\/Insurance Programs<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manage insurance coverage levels (crop, casualty, disability, medical, and life)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep records concerning claims history.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coordinate coverage levels on rolling stock for farm vehicles and personal vehicles insured under farm policies; ensure liability certificates are maintained in vehicles.<\/span><\/li>\n<\/ul>\n<p><b>Conservation Practices and Drainage Systems Management<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interact with conservation organizations for conservation programs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee farm compliance with environmental regulations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oversee the design and implementation of structures and practices to improve the environmental stewardship of the farm.<\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">Planned, develop, inspect, and maintain field drainage systems and sediment ponds.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">What do you want your job description to be? If you want coaching to get clarity of expectations on who is the ultimate decision maker, contact our team for a discovery call. We can coach you while you enjoy auto steer on your fields this spring.<\/span><\/p>\n<p><span style=\"color: #662d91;\">***<\/span><\/p>\n<p class=\"p1\"><span style=\"font-weight: 400;\">Elaine Froese is a former extension home economist. She cares about your family having a great quality of life on your farm. Click <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/contact\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/span> to ask for a free discovery call today! She is now celebrating 28 years of writing this column! Her team of 7 coaches is here to give you harmony through understanding. Happy Seeding!<br \/><\/span><\/p>\n<p><span style=\"color: #662d91;\">Did you enjoy<em><strong> How to Ask for Better Compensation and Farm Perks?\u00a0<\/strong><\/em>You might want to check these articles out too:<\/span><\/p>\n<p><span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/2023\/03\/29\/how-to-be-a-better-listener-on-your-farm\/\" target=\"_blank\" rel=\"noopener\">How to be a Better Listener on Your Farm<\/a><\/span><br \/><span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/2023\/03\/16\/why-you-need-to-build-your-personal-wealth-bubble\/\" target=\"_blank\" rel=\"noopener\">Why you need to build your personal wealth bubble<\/a><\/span><br \/><a href=\"https:\/\/elainefroese.com\/2023\/03\/02\/the-lonely-hearts-club\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #44b6ac;\">The Lonely Hearts Club<\/span><\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/elainefroese.com\/wp-content\/uploads\/2023\/04\/Ultimate-Decision-Maker.jpg&#8221; title_text=&#8221;Ultimate Decision Maker&#8221; url=&#8221;https:\/\/elainefroese.com\/insights\/free-stuff\/ultimate-decision-maker\/&#8221; url_new_window=&#8221;on&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Young farm families have many expectations to manage as they work on farms as employees, raise small children, and juggle time for off-farm revenue. One of the best ways to have less stress about compensation from the farm is to figure out what you need for personal family living expenses. I can imagine you groaning&hellip;<\/p>\n","protected":false},"author":2,"featured_media":7751,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/o4K6bItAbCY\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\r\n\r\nHarvest is in full swing on our farm, and I am not there\u2026for a few days. Where is it written you cannot leave the farm during harvest? (Almost on every page of the unpublished book \u201cThe Culture of Agriculture.\u201d)\r\n\r\nIf you are one of the 2800 folks who have stumbled upon \u201cFinding Fairness in Farm Transition\u201d on my YouTube channel at Farm Family Coach, you already know I am on a mission to change mindsets in agriculture. Fairness is helping everyone in the family be successful.\r\n<p class=\"p1\">Enter Scott Armstrong and his new workbook: <i>Mind Switch Retirement Planner<\/i>.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\r\n<img class=\"aligncenter wp-image-6952 size-large\" src=\"https:\/\/elainefroese.com\/wp-content\/uploads\/2022\/10\/Untitled-design-1024x512.jpg\" alt=\"\" width=\"1024\" height=\"512\" \/>\r\n<p class=\"p1\">Armstrong is a speaker friend who shared his insights at a national financial planner September convention in Niagara Falls, the place I also journeyed to at the start of our September harvest. He uses the word \u201cretirement\u201d, for ag folks I prefer to use the term reinvention:<\/p>\r\n<p class=\"p1\"><strong>Here are some things to consider as you age on your farm or ranch:<\/strong><\/p>\r\n\r\n<ol class=\"ol1\">\r\n \t<li class=\"li1\"><b>What are the current roles you want to continue?<\/b> Which ones would you like to let go of? My farmer is coughing more after cleaning bins, and I am encouraging him to quit that task at age 65, which is now.<\/li>\r\n \t<li class=\"li1\"><b>Are you still passionate about farming?<\/b> Or just parts of it? Simon Sinek says, \u201cfulfillment comes when we live our lives on purpose\u201d. What is it you are doing on your farm where you lose all track of time? This summer I think my farmer lost track of mowing fields and ditches and waiting for the grain to ripen. I love to play with my grandkids and enjoy their giggles, stories, and curiosity. Play me with them is a sweet spot and I am intentional in making time for them. I am still passionate about helping farm families make intentional choices for a better quality of life and harmony through understanding.<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\r\n \t<li class=\"li1\"><b>Do your passion and purpose align with your spouse\u2019s vision<\/b>? This is where it gets messy. You want to leave the farm life roles and responsibilities, but your partner does not. Not for a long time! Where is it written you cannot pursue some things in different time zones or days apart from your spouse?<span class=\"Apple-converted-space\">\u00a0 <\/span>Independence is one of my core values, yet my husband respects what I need to fill my well, and I am happy when I return to the farm from my off-farm contracts and contacts. Love and respect for the other can go both ways.<\/li>\r\n \t<li class=\"li1\"><b>Adventure is big<\/b> on Scott Armstrong\u2019s workbook list. Farmers spend a lot of money on crop protection and other inputs. Many use the points from farm credit cards to fund short-term winter adventures. One of my clients is on a motorbike in the Maritimes as I write this. (Dairy farmer). Another farmer spends time in Mexico helping the poor build houses in the winter, and he wants to do more of this. Our adventures to visit friends in New Zealand, or travel with friends to Hawaii have been great times of renewal. Perhaps there is an ag tour you have been putting off. The GREAT PAUSE showed us how isolation and lack of adventure can really cramp our style, but we now have options. The most recent adventure for folks in our circle has been electric bikes. They are great for checking fields, riding down the Turtle Mountains to Boissevain, and going for a quick spin before supper. What is the adventure you have been putting off?<\/li>\r\n \t<li class=\"li1\"><b>Vitality is an energy we all want more of.<\/b> Armstrong is convinced we are only using 50% of our body\u2019s capacity. Our wonderful physician Dr. Nell shook his finger at us 5 years ago saying \u201cLook you two it\u2019s time you started having some fun. At 75 it all starts to fall apart!\u201d<span class=\"Apple-converted-space\">\u00a0 <\/span>This year I\u2019ve shed some weight via the app \u201cNOOM\u201d and am working on a better morning fitness routine. My friend, a cattle producer at age 68 does lots of stretching and 40 minutes on her elliptical every morning. She makes time for lots of hiking adventures and ensures her body is in great form. Armstrong has a great list of sleep hacks to have more renewal time.\r\nYour body is not a machine. Save money now by paying better attention to your health and making small habit changes to be healthier. Be kind to your brain and get off your devices long before bed. This will not kill you, and your marriage may be better off for the pillow talk without blue lights flashing from your cell phone or iPad, or TV.<\/li>\r\n \t<li class=\"li1\"><b>Finances:<\/b> The number one encouragement I have is to find a good financial planner who can guide you with your income streams and personal wealth as your farm assets keep growing. CAFA which is the Canadian Association of Farm Advisors has great advisors in their directory who understand the culture of agriculture and the challenges of debt servicing and the need for personal wealth options. See <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"http:\/\/www.cafanet.ca\"><span class=\"s1\">www.cafanet.ca<\/span><\/a>.<\/span><\/li>\r\n \t<li><strong>Living Legacy:<\/strong> What do you want people to say about you BEFORE you die?\r\nI hope you have a wonderful 80th birthday party where folks can tell you in their own words and stories about how your life really was a blessing to them. Do you want to be able to set your grandkids up for financial success? Can you help fund their RESP for trades or university training? Could you help fund the local arts and culture or sports foundation of your small town? Would you be able to secretly give a \u201cleg up\u201d to a struggling single parent? Having the time to walk alongside newcomers to your community and financial support can be a huge blessing to making your town a great place to age gracefully. We live close to one of Manitoba\u2019s most beautiful small towns. The new bakeshop owner is now making sourdough bread with wheat head designs, plus great peanut butter marshmallow slices. This news may not excite you, but it is becoming a destination attraction. Sometimes it is the \u2018little things in life\u201d that make a day sweeter.<\/li>\r\n \t<li class=\"li1\"><b>Social times<\/b>. Armstrong surprised me with his challenge to question who your friends are and why. Post-Covid relationships look different, and you may be navigating the loss of long-time or childhood friends. Intentionally make a list of the folks who align with your purpose and plans for growth. I\u2019ll still a big fan of calling my far-away friends to keep relationships growing, yet I also know having tea in person is refreshing. I suspect the guys reading this are longing for more friendships beyond the farm gate. What are you DOING about it?<\/li>\r\n<\/ol>\r\n<p class=\"p1\">Find out more about Scott Armstrong\u2019s fun, practical workbook at <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"http:\/\/www.mindswitch.ca\"><span class=\"s1\">www.mindswitch.ca<\/span><\/a><\/span>, and reach out to the Mind Switch community on <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.facebook.com\/profile.php?id=100063687142266\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>.<\/span> Tell him you are working on changing the mindsets in agriculture, one family at a time.<\/p>\r\n<a href=\"https:\/\/elainefroese.com\/insights\/free-stuff\/roles-storyboard\/\"><strong><span style=\"color: #44b6ac;\">Grab your copy of the Roles Storyboard<\/span><\/strong><\/a> to <span class=\"RFZYhc\">help you understand your 6 key roles - personal, couple, family, work (farm and off farm), friends, community.<\/span>\r\n\r\n***\r\n<p class=\"p1\">Elaine Froese is happy to be writing at 30,000 feet again. Invite her to speak at your next ag event. She has 30-plus years of practical insights for farmers to have the life they\u2019ve always wanted. One day at a time.\u00a0Visit <a href=\"http:\/\/www.elainefroese.com\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #44b6ac;\">here <\/span><\/a>or Instagram <span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.instagram.com\/farmfamilycoach\/\" target=\"_blank\" rel=\"noopener\">@farmfamilycoach<\/a><\/span> and hit the Linktree bio. Send cards to Box 957, Boissevain MB R0K 0E0.<\/p>\r\n<strong>Follow Elaine on Social for More Helpful Farm Family Advice!<\/strong>\r\n\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.facebook.com\/farmfamilycoach\" target=\"_blank\" rel=\"noopener\">Facebook<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.instagram.com\/farmfamilycoach\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.linkedin.com\/in\/farmfamilycoach\/\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/twitter.com\/elainefroese\" target=\"_blank\" rel=\"noopener\">Twitter<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.youtube.com\/c\/farmfamilycoach\/videos\" target=\"_blank\" rel=\"noopener\">YouTube<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/www.tiktok.com\/@farmfamilycoach\" target=\"_blank\" rel=\"noopener\">TikTok<\/a><\/span>\r\n\r\nDid you enjoy<em><strong> How to re-invent your farm life as you age with Mind-Switch? <\/strong><\/em>You might want to check these articles out too:\r\n\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/2022\/08\/25\/your-farms-emotional-tank-needs-checking\/\" target=\"_blank\" rel=\"noopener\">Your Farm\u2019s Emotional Tank Needs Checking<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/2022\/07\/14\/you-are-not-alone-2\/\" target=\"_blank\" rel=\"noopener\">You are not alone<\/a><\/span>\r\n<span style=\"color: #44b6ac;\"><a style=\"color: #44b6ac;\" href=\"https:\/\/elainefroese.com\/2022\/06\/30\/how-to-love-a-farmer-2\/\" target=\"_blank\" rel=\"noopener\">How to Love a Farmer<\/a><\/span>","_et_gb_content_width":"","footnotes":""},"categories":[],"tags":[1544,1124,3,1276,1546,70,1019,1545,112,25,113,74,259,35,1117,76,118,1543],"class_list":["post-7741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-ask-for-better-compensation","tag-coaching","tag-communication","tag-compensation","tag-dick-wittmans-compensation-worksheets","tag-elaine-froese","tag-expectations","tag-fair-compensation","tag-family","tag-farm","tag-farm-business","tag-farm-families","tag-farm-family-coach","tag-farm-folks","tag-farm-partners","tag-farmers","tag-farming","tag-farms-as-employees"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - 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