{"id":2100,"date":"2016-07-26T14:00:34","date_gmt":"2016-07-26T20:00:34","guid":{"rendered":"https:\/\/elainefroese.com\/?p=2100"},"modified":"2016-07-26T14:00:34","modified_gmt":"2016-07-26T20:00:34","slug":"farm-women-say-goodbye-money-issues-identifying-money-scripts","status":"publish","type":"post","link":"https:\/\/elainefroese.com\/2016\/07\/26\/farm-women-say-goodbye-money-issues-identifying-money-scripts\/","title":{"rendered":"Farm Women: Say Goodbye to Money Issues by Identifying Your Money Scripts"},"content":{"rendered":"

\"FarmDo you want to get a better handle on your money issues? Deborah Owens, the author of A Purse of Your Own<\/em>, says that \u201ca man is not a financial plan!\u201d It\u2019s a sobering thought to realize that 90 percent of women will one day be in charge of their family\u2019s finances. According to the National Center for Women and Retirement Research over 75 percent of women are widowed at an average age of 56, and 25 percent of these women are broke within two months of being widowed.<\/p>\n

As I was researching, I came across the work of Drs. Brad and Ted Klontz<\/a>, a father and son team who do \u201cboot camps\u201d to help people deal with their money issues. Some of the work they do focuses on \u201cmoney scripts\u201d which are our beliefs about money. Brad gave me permission to share his top 15 money scripts that mess folks up. Do you agree or disagree with the following scripts?<\/p>\n

Top 15 Money Scripts that Mess People Up<\/h3>\n
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  1. It is important to save for a rainy day.<\/li>\n<\/ol>\n
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    1. Giving money to others is something people should do.<\/li>\n<\/ol>\n
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      1. Money buys freedom.<\/li>\n<\/ol>\n
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        1. I have to work hard to be sure I have enough money.<\/li>\n<\/ol>\n
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          1. I deserve money.<\/li>\n<\/ol>\n
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            1. Your self-worth equals your net worth.<\/li>\n<\/ol>\n
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              1. It is okay to keep secrets from your partner about money.<\/li>\n<\/ol>\n
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                1. More money will make you happier.<\/li>\n<\/ol>\n
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                  1. I do not deserve a lot of money when others have less than I do.<\/li>\n<\/ol>\n
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                    1. I will never be able to afford the things I really want in life.<\/li>\n<\/ol>\n
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                      1. Things would get better if I had more money.<\/li>\n<\/ol>\n
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                        1. If you are good, your financial needs will be taken care of.<\/li>\n<\/ol>\n
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                          1. It takes money to make money.<\/li>\n<\/ol>\n
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                            1. If I had to borrow money to get what I want, I would do it.<\/li>\n<\/ol>\n
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                              1. You can\u2019t trust people around money.<\/li>\n<\/ol>\n

                                I am curious if you would take this list of beliefs and compare them to what your spouse feels about money.\u00a0 My concern for women is that I see married women who are not paying attention to the finances, and there is a great likelihood that they will need to be in charge someday. I also see a lot of fear about \u201chaving enough\u201d for the type of lifestyle that is desired after age 70, when there is still 15 or more years of living to enjoy.<\/p>\n

                                Tips for Planning Your Financial Life<\/h3>\n

                                I feel strongly that married women should plan their financial life as if they will be on their own someday. Here\u2019s how you can get started today:<\/p>\n